How Express Insurance Works
Simple, transparent, and designed to get you the best possible rate from real brokers.
Submit Your Request
Fill out our simple online form with basic information about your insurance needs. This includes your age, smoking status, and the type of coverage you're looking for. The whole process takes just 2 minutes.
Unlike automated quote tools that give you generic rates, we use this information to match you with brokers who specialize in your specific situation.
Brokers Review & Compete
Your request goes to our network of licensed life insurance brokers in the nationwide. These are real professionals with years of experience, not algorithms.
Each broker reviews your application and prepares a personalized quote. Because multiple brokers are competing for your business, you're more likely to get better rates and coverage options.
Compare & Choose
You'll receive quotes from multiple brokers, allowing you to compare rates, coverage options, and policy terms side by side. There's no obligation to choose any of them.
Once you find the right fit, you work directly with that broker to finalize your application and get your coverage in place. They'll guide you through the entire process.
Why Real Brokers Beat Automated Quotes
The Problem with Automated Quotes
Most "instant quote" websites use simple algorithms that look at your age, gender, and smoking status, then pull numbers from a basic spreadsheet. The result? A quote that's often inaccurate—sometimes by hundreds of dollars per month.
These quotes are "full of holes" because they don't account for your health history, occupation, lifestyle, or dozens of other factors that insurance companies actually consider.
The Express Insurance Difference
Since 2008, we've been connecting Canadians with licensed brokers who do the work properly. They consider your complete profile, shop multiple insurance companies, and negotiate on your behalf.
The result? A real quote you can count on—often significantly lower than what you'd get from automated tools.
Ready to Get Started?
See the difference real brokers make. Get your personalized quote today.
Get Your Free Quote